Help to Buy Scheme

How does the help to buy equity loan work?

The Government provides an equity loan of up to 20% of the value of your property. You only need a 5% deposit & be able to obtain a 75% mortgage. The 20% equity loan is interest free for the first five years.

help to buy equity loan example

Who can use the help to buy scheme?

Whether you’re a first time buyer or you’re an existing home owner who needs a larger home, the help to buy scheme is available subject to affordability. With only a 5% deposit, owning a new home is easier & more affordable than you think!